Add up every fee, charge, and hidden cost. See what your loan really costs before you sign.
Add every fee your lender charges — origination, document, credit check, and any others. The calculator builds a complete cost breakdown: principal + interest + fees, then visualizes it as a pie chart so you can see exactly where your money goes.
Practical tip: Lenders often bury fees in the fine print. Before signing, ask for a full fee schedule and enter every charge here. If fees exceed 5% of the loan amount, consider negotiating or shopping elsewhere.
Privacy note: All calculations happen in your browser. Nothing is sent to our servers.