Terms of Use

By accessing and using Loan Calc Tool, you accept and agree to be bound by these Terms of Use. If you do not agree, please do not use this website.

Use of Content

All content on this site, including calculators, articles, and tools, is provided for educational and informational purposes. You may use the calculators for personal, non-commercial purposes. You may not copy, modify, distribute, or sell our content without written permission.

Accuracy and Reliability

While we strive for accuracy, we make no guarantees about the completeness, reliability, or suitability of the information and tools provided. Calculators use standard formulas and may not reflect your specific lender's terms. Always verify with a qualified professional.

No Professional Relationship

Using this site does not create a professional, financial, or legal relationship between you and Loan Calc Tool or James Whitmore. We do not provide personalized advice, recommendations, or services.

External Links

This site may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Following affiliate links is at your own discretion.

Changes to Terms

We may update these terms at any time. Continued use of the site after changes constitutes acceptance of the new terms.

Governing Law

These terms are governed by the laws of the State of Colorado, United States.