6 Free Calculators
All data stays in your browser. No sign-up. No data collection. Just honest math.
Loan Payment Calculator
Calculate monthly payments, total interest, and full amortization schedule for any loan amount. Includes extra payment and origination fee analysis.
Interest Comparison
Compare two loan offers side by side. See total cost, monthly payment, and effective APR. Winner and loser highlighted automatically.
Total Cost Breakdown
Add up every fee, charge, and hidden cost. See what your loan really costs with a pie chart breakdown of principal, interest, and fees.
Payoff Timeline
Find your exact payoff date. See how extra payments accelerate your freedom with scenario comparison and balance-over-time charts.
Prepayment Savings
Calculate how much you save by paying extra. Includes prepayment penalty check with warning when penalty exceeds savings.
Debt Consolidation
Compare your current debt payments vs a consolidation loan. Add multiple debts, see total savings, and export a full report.
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